For small businesses, Payday Super is one of the most impactful changes in years — and the biggest area it will hit is your cash flow.

Even if selling your business isn’t on your radar right now, early and proactive exit planning puts you in control.

We unpack the nuances of downsizer contributions and the main residence exemption, highlighting key conditions and misconceptions that frequently trip up retirees.

The 1 July 2026 deadline is firm, and the businesses that prepare early will transition smoothly. Those that don’t risk cash flow surprises, system failures and penalties.

Borro is an award-winning brokerage now making their lending services available to Collins Hume clients.

While NFP pressures are real, they present an opportunity to rethink governance and collaboration, and build financial resilience.