For small businesses, Payday Super is one of the most impactful changes in years — and the biggest area it will hit is your cash flow.

The 1 July 2026 deadline is firm, and the businesses that prepare early will transition smoothly. Those that don’t risk cash flow surprises, system failures and penalties.

From 1 July 2026, there’s a major change coming that will reshape how you handle superannuation contributions for staff.

Being across these super updates will enable you to have more control over your cash flow, compliance risk and strategic planning.

From 1 July 2025, the SG rate officially rose to 12% of ordinary time earnings. This is the final step in the gradual increase legislated under previous reforms. We cover the changes.

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