Discover How Borro Transforms Lending for Collins Hume Clients

Introducing Borro

Borro is an award-winning brokerage specialising in Home Loans, Commercial Lending, SMSF Lending and Asset Finance.

They work closely with families, professionals and business owners across Australia to structure lending that supports long-term wealth creation, not just short-term transactions.

With an active presence in New South Wales, Victoria and Queensland, Borro now assists Collins Hume clients to ensure lending strategies align with broader tax, asset protection and investment objectives.

Borro's philosophy is simple.

Finance should be strategic, proactive and regularly reviewed.

Borro acts as a long-term lending partner. That means structuring facilities correctly from day one, negotiating with lenders on clients’ behalf, and continually reviewing arrangements to ensure they remain competitive and aligned to evolving financial goals.

Access to lenders is expected. Strategy, structure and ongoing advocacy are what set Borro apart.

Meet Cara Giovinazzo

Cara Giovinazzo is the Founder and Managing Director of Borro. With more than 15 years’ experience across Home Loans, Commercial Lending and SMSF Lending, she has built Borro into a recognised and awarded brokerage.

Cara has extensive expertise in Residential, Commercial and SMSF Lending structures, working closely with accountants and financial advisers to ensure facilities are aligned with tax strategy, asset protection and long-term wealth objectives.

Under her leadership, Borro has received significant industry recognition, including the MFAA Finance Broker Business Award and National finalist placements for Customer Service and Brokerage excellence just last year alone.

Despite this growth, Cara remains actively involved in client strategy and professional collaboration, maintaining the high-touch, strategic approach Borro is known for.

Borro's Areas of Expertise

Home Loans

Purchases, refinances, bridging and portfolio expansion structured with long-term flexibility and tax effectiveness in mind.

Commercial Lending

Commercial property acquisitions, development funding and business facilities aligned with growth objectives.

SMSF Lending

Specialist lending solutions for Self-Managed Super Funds, including Residential and Commercial property acquisitions structured in collaboration with accountants and advisers.

Asset Finance

Vehicle and equipment funding for business and personal use, structured to suit cash flow and accounting considerations.

Refinancing and Strategic Reviews

Ongoing assessment of lending facilities to ensure competitiveness and appropriate structure as market conditions evolve.

Lending in the Current Environment

Interest rates, credit policy and servicing models continue to evolve. In this environment, loan structure is as important as rate.

Many borrowers remain on facilities that no longer suit their circumstances. Others may have opportunities to optimise their lending position through restructuring or review.

Borro's role is to provide clarity by assessing lending holistically, considering income structure, entity arrangements, SMSF considerations, future investment plans and long-term objectives.

For clients of Collins Hume, Borro welcomes a collaborative discussion to ensure your lending decisions align with broader tax, superannuation and financial planning strategies.

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