Fixing your home loan rate isn’t about predicting where rates will go. Regular reviews are key, particularly in a changing rate environment.

For small businesses, Payday Super is one of the most impactful changes in years — and the biggest area it will hit is your cash flow.

We unpack the nuances of downsizer contributions and the main residence exemption, highlighting key conditions and misconceptions that frequently trip up retirees.

The 1 July 2026 deadline is firm, and the businesses that prepare early will transition smoothly. Those that don’t risk cash flow surprises, system failures and penalties.

If you own a holiday property, a proactive review could save you from an unpleasant tax surprise later.

Cash isn’t going away just yet. This reform is about maintaining choice, resilience and fairness in how Australians pay.